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⚠️ CRITICAL DEADLINE

Are You Ready for Payday Super?

From 1 July 2026, super must be paid on the same day as wages — not quarterly. Every Australian employer must comply.

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What Is Payday Super?

The biggest change to superannuation in decades

79
Days until the deadline
~1M
Australian employers affected
12%
SG rate from 1 July 2025
$0
Cost of preparing now
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Before 1 July 2026

Employers pay super quarterly — up to 28 days after each quarter ends. Workers wait months to receive their contributions.

From 1 July 2026

Super must be paid on the same day as wages. Clearing houses have 7 days to process. No more quarterly delays.

✅ Readiness Checker

Answer 5 questions to get your personalised compliance score and action plan

📋 Compliance Checklist

Tick off each step — your progress is saved automatically

0 of 10 completed

💸 Late Payment Penalty Estimator

See what non-compliance could cost your business

🗓 Key Dates Timeline

Where we are and what's coming

July 2023 Payday Super Announced

Federal Government announced Payday Super as policy, with a 2026 implementation date.

July 2025 SG Rate Rises to 12%

Super Guarantee reaches its final legislated rate of 12%. All employers must update payroll systems.

NOW — April 2026 Prepare Your Systems

Contact your clearing house. Update payroll software. Review cash flow and train your team. Only ~79 days remaining.

1 July 2026 Payday Super Commences 🔴

Super must be paid on the same day as wages for every pay run. Non-compliance triggers the SG charge regime.

From August 2026 ATO Enforcement Begins

ATO commences real-time monitoring of super payment timing. Late payments attract SG charge, interest, and admin penalties.

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Still have questions about Payday Super?

Ask SuperMate — our AI assistant can answer your specific questions about obligations, timelines, and how to comply.

Ask SuperMate Now →
⚠️ Important: This tool provides general information only — not legal or financial advice. Penalty estimates are indicative only. Always consult the ATO Payday Super guidance and seek professional advice for your specific situation.